Learn More about Our Specialists
Estate Planning & Design
The advanced case specialist your complex clients have been waiting for
Todd Bass brings deep expertise in estate planning, business succession, and advanced case structuring to every client engagement. From buy-sell agreements and ESOPs to valuations and private equity opportunities, Todd works directly alongside financial professionals to design strategies that maximize client value and minimize tax exposure — start to finish.
What types of cases should I bring Todd in on?
Any case involving business succession, buy-sell agreements, estate planning, or clients with significant assets that need to be structured for tax efficiency. If your client owns a business or has a complex estate, Todd is the call to make.
How does Todd work with my client?
Todd works directly alongside you — attending client meetings, building illustrations, and coordinating the full case strategy from intake through close. You stay the trusted advisor; Todd brings the technical firepower.
Life Insurance Specialist
The life insurance expert who helps your agents close more cases with confidence
Vincent Colatriano takes the complexity out of life insurance strategy. Whether it's term, whole life, or IUL, Vince works alongside financial professionals to structure the right solution for each client — and makes sure agents can present it clearly and compellingly every time.
What makes Vincent different from a standard life insurance agent?
Vince is a pure specialist — he doesn't compete with your client relationship. He comes in to design the right life insurance strategy, simplify the presentation, and help you close. Term, whole life, IUL — he knows the full landscape and which solution fits which client.
Can Vince help me present to a client who doesn't understand life insurance?
Absolutely. Breaking down complex concepts — underwriting, riders, product differences, illustrations — into plain language for clients is one of Vince's strongest skills. He makes you look like a hero in the room.
Special Needs Funding Coach
The specialist every financial professional needs when a client's family includes a loved one with special needs
Don Brown, ChFC, ChSNC has spent decades focused on one of the most emotionally complex and underserved areas in financial planning — helping families with special needs dependents plan for a lifetime of care. As founder of Special Needs Funding Coach, Don works alongside financial professionals to make sure clients can protect their loved one's future without sacrificing their own retirement.
How do I know if a client needs Don's help?
If a client has a dependent with special needs — a child, sibling, or other family member — they almost certainly need Don. Most families in this situation have no idea how to plan for lifetime care while protecting government benefit eligibility and their own retirement.
Does Don offer anything my agency can use to bring in new clients?
Yes — Don offers free workshops and webinars for parent and professional groups. It's a genuine value-add your agency can offer at no cost, and a natural way to open doors with families who have never had this conversation with a financial professional.
Advanced Case Design
The specialist you call when the case goes beyond the ordinary
Nicholas Musico specializes in the cases most advisors never see twice. From premium financing to advanced insurance designs, Nick steps in to lead the strategy, present the illustration, and walk clients through exactly what they're looking at — so your most complex cases get closed with clarity and confidence.
What kind of cases does Nicholas specialize in?
Nick handles the cases most advisors rarely encounter — premium financing, advanced insurance designs, and high-net-worth strategies that require a sophisticated level of case design and client presentation.
What is Nicholas's role on the case?
Nick leads the intro call with your client, presents the illustration, and walks them through the strategy in clear terms. He handles the technical heavy lifting so your client understands exactly what they're looking at and feels confident moving forward.
Financial Planning Specialist
The financial planning partner who helps your agents see — and sell — the full picture
Zachary Fuld helps financial professionals go deeper with their clients. From analyzing cash flow and retirement goals to aligning the right products and strategies, Zach works alongside agents to build comprehensive financial plans that strengthen client relationships and grow case size.
When should I bring Zachary into a case?
When a client needs a comprehensive financial plan that goes beyond a single product — covering cash flow, retirement goals, protection needs, and investment strategy. Zach helps you see and present the full picture.
What tools does Zachary provide?
Zach equips agents with fact-finding worksheets, financial calculators, plan summaries, and presentation materials that elevate the client experience and help increase case size.
College Funding Advisor
The specialist who turns college costs from a crisis into a strategy
Chris Curran has spent 30 years in financial services — and the last 15 focused exclusively on one of the most overlooked areas in financial planning: college funding. As founder of College Funding Concepts and author of College Funding Secrets, Chris has helped over 3,000 families navigate the financial aid system and manage the real cost of college. When your clients have kids heading to college, Chris is the call you make.
Which of my clients should I be introducing to Chris?
Any client with children heading to college in the next 1–10 years. College costs are one of the biggest financial stressors families face, and most advisors never address it. Chris gives you a powerful reason to go deeper with those clients.
What does Chris actually do for the client?
Chris analyzes the family's financial situation, navigates the financial aid system, and builds a strategy to manage the real cost of college — without derailing the client's retirement or other financial goals. He's helped over 3,000 families do exactly this.
Disability Insurance Specialist
The specialist who makes sure your clients are protected when life doesn't go as planned
Kenneth Carlson brings focused expertise in disability insurance to every case. Ken works alongside financial professionals to identify income protection gaps, structure the right DI solutions, and make sure clients understand exactly what they're covered for — because the best financial plan in the world falls apart without it.
Which clients should I be talking to about disability insurance?
Any client who earns an income. DI is one of the most overlooked gaps in financial planning — if your client can't work, their entire financial plan unravels. Ken helps you identify who needs coverage and how much.
How does Kenneth help me position DI with clients who push back?
Ken makes the conversation simple. He breaks down policy language, benefit periods, and elimination periods in a way that makes sense to clients — turning a topic they avoid into one they act on.
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